When stepping on to the moving home ladder there will be a lot of people on-hand to help you along this journey. While your conveyancing solicitor will do the majority of the management of your property transaction there will be times when you will solely be responsible for ‘making things happen’. Take a look at our guide so that you don’t miss an important task off your radar.
Buildings Insurance:
At the point at which you exchange contracts and therefore are legally bound to the deal, your mortgage lender will more than likely list having buildings insurance in place as one of their conditions. From this point onwards you become responsible for the property therefore, you’ll want to be sure you’re covered in case the property is damaged or destroyed.
Don’t forget to shop around and search for cover that meets your requirements. You’ll need to have contents insurance from the day you move into the property too.
Property Survey:
Not to be confused with your ‘mortgage valuation’ a property survey will help identify what condition the property is in. This helps reduce the risk of finding out any nasty surprises as it’ll give you a clearer picture of what work might need to be done to the property in the immediate as well as long term future.
There are three levels available:
- Valuation
- Homebuyers report
- Buildings survey
When buying a home that is going to cost you potentially hundreds of thousands of pounds it’s worth making this small investment to be sure you’re clear about the condition of the property.
Utilities:
When you set your completion date you want to be sure you also have your utility providers informed so that they’re set-up as close to the day you move into your new home.
- Gas
- Electricity
- Water
- Telephone/broadband connections
- Satellite/cable TV
On the day you move into your new property make sure both you and the vendor take meter readings of the gas and/or electricity so that you’re on the same page when it comes to informing the current providers and in turn that, your account is set-up accurately.
Again, like your buildings insurance, be sure to use online comparison sites to find the best deal when it comes to gas, electricity and telephone/broadband.
Removal Van Hire:
If you’ve got a lot of furniture that you’re moving into your new home be sure to consider how you’re going to transport it from A to B. A removal van or company can assist you in most cases so take the time to research those close by and get a few quotes, as well as availability, to help guide you in your decision making.
Post Redirection:
The list of tasks for a property move is endless so why not make life easier and set-up a postal redirection on your current home address to your new home. While a lot of the most important companies will know of your impending move there’s bound to be a number that will fall by the wayside. Therefore, having a redirection service in place gives you peace of mind that there’s one less thing to worry about. Plus, once you’re moved it’ll give you a chance to update everyone in due course.
However you approach your move, making sure you keep on top of your ‘to do’ task list will help keep things on track and make a monumental milestone seems a little more manageable.
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